Christmas Shopping Facts
Black Friday is generally considered the day following Thanksgiving which kicks off the Holiday Shopping Season. On this day, stores all over America have big sales to get people in the mood for shopping. There are some people who wait in lines, over night, to ensure that they are first to pick up on those "great deals". Black Friday then leads to "Cyber Monday", which is a new occasion to denote the Monday following Thanksgiving. While we are all supposed to be back to work, it is the time people get online to continue shopping. Don't worry, though. If you miss those two days of sales, there is plenty of time right up until December 25th to get your shopping in...to be followed by the day after Christmas sales! If you find any time to yourself, though, you might enjoy these Christmas Shopping Facts during the holiday season! Read more...
Layaways Are Back For The Holidays
Once upon a time, people didn’t buy things on a credit card. They put it on something called “Layaway”. Layaway was devised so people could get a product that they wanted and didn’t have to put all the cash down at one time. They would make several payments over a pre-determined amount of time and when they paid the product off, they could take it home. Credit cards changed all of that. With the credit card, you just slapped down the card and could take the item home with you. They didn’t care how long in took you to pay the item off because they make money each month that you don’t pay your credit card off in full. This is stupid and costs you more money in the long run. People loved this, though, and layaway went away. Now that the nation is in financial straits, you can now start laying away items again at the following stores. It is very important that you check with your local stores for the exact details of your layaway plan. Read more...
Categories: Shopping Tags: activation fee, best buy, cancellation fee, credit cards, kmart, layaway, layaway items, returned items, sears, T-Mobile, Walmart
Five Ways To Become Rich
My wife talked me into taking a financial class with her. Where I initially thought that it might be a waste of time, the class turned out to be very rewarding. One of the key elements of finding financial freedom is to look at how rich people are doing it. Rich people act differently than the rest of us. Why? Because they already know how to make money! The class has been very informative and here are five things I've learned. Read more...
Categories: Business, Education Tags: avoiding poverty, being rich, borrowing money, credit cards, dave ramsey, don't be poor, lending money, what do rich people do?
